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EUR/USD is the most traded currency pair in the world: it shows how many US dollars one euro buys and accounts for roughly a fifth of global forex turnover. Deep liquidity, tight spreads and a steady flow of macro data from both the United States and the euro area make it a favorite for traders and a reference rate for businesses and investors. Live EUR/USD quotes and the EUR/USD live chart are available online in real time. In this article we break down the current price, the main drivers, technical signals and our long-term EUR/USD forecast and price prediction through 2035. All forecast figures are recalculated weekly by our statistical model.
As of November 12, 2026, the EUR/USD rate is 1.10904, with a 24-hour change of +0.0%. Below is the live EUR/USD quote with the current spread, swaps and commission, updated in real time and matching the data on our trading terminal.
The table below summarizes the key EUR/USD metrics: price dynamics, distance from the record high and the macro backdrop on both sides of the Atlantic.
|
Indicator |
Value |
|
Current spread |
$0.00015 |
|
Price change over 24 hours |
+0.0% |
|
Price change over 30 days |
-0.9% |
|
Price change over 1 year |
-4.3% |
|
52-week range |
$1.10825 – $1.20818 |
|
Volatility (30 days) |
5.9% |
|
All-time high and date |
$1.60380, |
|
Distance from all-time high |
-30.8% |
|
US interest rate |
4.0% |
|
Euro area interest rate (ECB) |
2.5% |
|
US inflation, y/y |
3.7% |
|
Euro area inflation, y/y |
3.8% |
|
US Dollar Index (DXY) |
102.93 |
The spread is the current cost of opening a trade. The 24-hour, 30-day and one-year changes show momentum across short, medium and long horizons, and the 52-week range shows where the euro sits between its yearly high and low against the dollar. Volatility shows how sharply the rate swings, and the distance from the all-time high shows how far the pair is from its record. The gap between the US and euro area interest rates is the single most watched number for EUR/USD: when US rates are higher than European ones, capital tends to flow into the dollar and the pair falls, and when the gap narrows, the euro usually gains. Inflation in both economies shapes what the Fed and the European Central Bank do next, and the Dollar Index shows the broad strength of the dollar against a basket of major currencies, which moves in the opposite direction to EUR/USD most of the time.
The euro to dollar forecast depends on the relative strength of two huge economies and the policy of two central banks. The pair rarely moves because of one factor alone, so it helps to understand each driver and how they combine.
Interest rates are the main driver of the pair. Higher rates make a currency more attractive to investors seeking yield, so a more hawkish Federal Reserve than the ECB supports the dollar and pushes EUR/USD down, while a more hawkish ECB or a Fed that is cutting rates supports the euro. Markets trade expectations, not just decisions, so the tone of central bank statements and the projected rate path often matter more than the rate change itself. The current US rate is 4.0% and the euro area rate is 2.5%.
Inflation, employment and growth figures change rate expectations. Strong US data, such as a hot jobs report or stubborn inflation, tends to lift the dollar by delaying rate cuts. Weak euro area data, especially from Germany, the largest economy in the region, weighs on the euro. Releases such as US CPI, non-farm payrolls, euro area inflation and PMI surveys regularly move the pair by tens of pips within minutes.
The dollar is the world's main reserve and safe-haven currency. In periods of fear, such as financial stress or geopolitical shocks, investors buy dollars and EUR/USD usually falls. When risk appetite returns, money flows back toward other assets and the euro tends to recover. The Dollar Index, currently 102.93, is a quick gauge of broad dollar strength.
The euro area imports a large share of its energy, so energy prices feed directly into its growth and inflation outlook, a link that became painfully clear in 2022 when the pair briefly traded below parity for the first time in about two decades. Fiscal policy, trade relations and political developments in member states also shape investor confidence in the euro.
Trade policy and capital flows between the United States and Europe affect demand for each currency. Tariffs, shifts in global supply chains and investment flows into US or European assets can all tilt the balance for several months at a time.
Technical analysis reads the chart and indicators to show the trend, the levels where buyers and sellers step in and the likely range ahead. EUR/USD is a liquid and widely followed pair, so technical levels tend to be respected by many traders at the same time, which makes the analysis especially useful. This is also the basis of any short-term EUR/USD forecast for tomorrow or next week.
ADX trend direction: Downtrend. Trend strength: Moderate. In a strong trend, pullbacks are more often entries than reversals. In a weak trend, breakouts often fail and price returns inside its range. The RSI indicator sits at 36.8. Current zone: Neutral. RSI compares recent gains with recent losses: readings above 70 mark an overbought market, below 30 an oversold one. EUR/USD spends a lot of time in ranges, so RSI extremes often work well as turning points, but in a strong trend it is most useful when it agrees with the signals below.
Signal from the key moving averages (MA20, MA50, MA100): Sell. Price holding above them confirms an uptrend, and a close below them shows that buyers are losing control. The technical signal on three timeframes:
|
Timeframe |
Signal |
|
M30 (30 minutes) |
Sell |
|
H4 (4 hours) |
Sell |
|
D1 (daily) |
Sell |
When all three agree, the signal is strong. When short timeframes disagree with the daily chart, the daily chart has the final say. Weekly Ichimoku signal: Bearish. Overall technical signal across all indicators (moving averages, oscillators, MACD, Stochastic): Strong Sell.
Nearest support: $1.10580. Stronger support: $1.10265. Resistance: $1.11455 and $1.12015. Round numbers such as 1.1000 or 1.2000 carry extra weight in EUR/USD because orders cluster around them, and a close beyond a level usually accelerates the move. Traders use these zones for entries and protective stop orders. Daily pivot point (calculated from the previous day's close): $1.11140. Price above the pivot favors buyers for the session, below it favors sellers. Today's range so far: $1.10663 to $1.11026.
Our model projects a EUR/USD trading range of $1.10051 to $1.14306 for November. Volatility over the last 30 days: 5.9%. The range is recalculated weekly, so it always reflects the latest price action. For a very short-term EUR/USD forecast for tomorrow or next week, check the signals and key levels above, which refresh every day.
Our EUR/USD long term forecast is built on the pair's price history, the interest rate cycle of the Fed and the ECB, relative economic growth and macro conditions. Over the next five years our model puts EUR/USD between $0.92913 and $1.25194. The table summarizes the next ten years, and the sections below go year by year through 2035.
Our 2026 forecast combines technical analysis with the current macro backdrop, including Fed and ECB policy, the rate gap between the two economies and incoming inflation data.
Minimum rate: $1.10044. This level comes into play if the US economy outperforms, the Fed stays restrictive and demand for safe-haven dollars rises.
Maximum rate: $1.20818. It is reachable if the Fed cuts rates faster than the ECB, the dollar weakens and euro area growth picks up.
Average rate for the year: $1.15143, a change of -2.0% versus the prior year's closing price.
Below is the month-by-month EUR/USD forecast for 2026:
Our 2027 forecast is based on historical price data, the position of the pair in the rate cycle and our proprietary model.
Minimum rate: $1.05161. This level comes into play if US growth stays strong and the ECB cuts rates while the Fed holds.
Maximum rate: $1.19063. It is reachable if the rate gap narrows in favor of the euro and capital rotates back into European assets.
Average rate for the year: $1.12160, a change of +0.2% versus 2026's closing price.
Below is the month-by-month EUR/USD forecast for 2027:
Our 2028 forecast looks at how the relative growth of the US and euro area economies shapes demand for each currency.
Minimum rate: $1.03675. This level comes into play if the euro area stagnates and the dollar keeps its yield advantage.
Maximum rate: $1.19713. It is reachable if euro area productivity and fiscal investment improve the growth outlook and the dollar loses part of its premium.
Average rate for the year: $1.11961, a change of +0.4% versus the prior year's closing price.
Below is the month-by-month EUR/USD forecast for 2028:
Our 2029 forecast factors in the long-term interest rate path, inflation trends and the share of the euro in global reserves and trade.
Minimum rate: $1.01832. This level comes into play in a prolonged risk-off phase with strong demand for the dollar.
Maximum rate: $1.18792. It is reachable if central banks normalize policy in a way that favors the euro and global investors diversify away from the dollar.
Average rate for the year: $1.10658, a change of -1.4% versus the prior year's closing price.
Below is the month-by-month EUR/USD forecast for 2029:
Our 2030 forecast factors in the length of the currency cycle and expected macroeconomic conditions.
Minimum rate: $1.01702. This level comes into play if the dollar enters a new long upswing driven by stronger US growth.
Maximum rate: $1.17148. It is reachable if the dollar's long-term downtrend resumes and the euro area economy gains ground.
Average rate for the year: $1.10265, a change of -0.5% versus the prior year's closing price.
Below is the month-by-month EUR/USD forecast for 2030:
Our EUR/USD price prediction for 2030 puts the pair between $1.01702 and $1.17148. The lower end reflects a world where US growth and yields stay ahead of Europe and the dollar remains the dominant reserve currency, and the upper end a world where the rate gap narrows and the euro gains share in global reserves and trade.
Our forecast through 2035 rests on long-term economic cycles, relative growth of the two economies and our proprietary model. At this horizon precision declines, so the range is a directional guide, not a precise target.
Minimum rate: $0.85910. Scenario: the euro area lags in growth and productivity, and the dollar keeps its yield and safe-haven advantage.
Maximum rate: $1.27885. Scenario: the euro area strengthens its economic and fiscal integration, the euro's role in global trade and reserves grows, and the dollar loses part of its premium.
Forecasts at this horizon should be treated as a long-term strategic reference point, not a precise entry target.
Our forecast comes from a statistical model, while banks and analysts build their euro vs dollar forecast and EUR/USD predictions on macro research and central bank expectations. The summaries below update automatically every week. Treat every forecast as one possible scenario, not a guaranteed outcome.
JPMorgan is one of the largest banks in the world. Its research team publishes forecasts for major currency pairs, and EUR/USD is one of the most closely followed.
According to J.P. Morgan Global Research, on June 16, 2026, the bank forecasts EUR/USD at 1.17 in June 2026, 1.15 in September 2026, 1.14 in December 2026 and 1.13 in March 2027. The outlook turned bearish due to widening growth divergence between the EU and the US as well as the hawkish Fed repricing that favors the dollar in rate differentials.
ING is a Dutch bank. Its FX strategy team publishes regular analysis and forecasts for the euro, which gives a European view of where EUR/USD could go.
According to ING, on November 10, 2026, FX strategist Francesco Pesole expects EUR/USD to stabilise in the 1.120-1.1250 area this week before a year-end target of 1.130. This moderate positive bias stems from year-end seasonality and a tentative reduction in French risk, while US CPI data supports the dollar and shapes rate differentials between the Fed and ECB.
EUR/USD currently trades at 1.10904, and our model's range for 2030 runs from $1.01702 to $1.17148. The EUR/USD outlook splits into two paths: the bull case points toward the upper end of that range, the bear case toward the lower end.
The bull case for the euro rests on a narrowing rate gap. If the Fed cuts rates while the ECB holds or cuts more slowly, the yield advantage of the dollar shrinks and capital moves toward euro assets. Cooling US inflation and a softer labor market would support this scenario, as would a recovery in euro area growth led by Germany and stable energy prices. Higher fiscal and defense investment in Europe, along with a steady rise in the euro's share of global reserves and trade, could add structural support. The bull scenario is playing out if EUR/USD holds its key support, breaks resistance on rising momentum and moves toward its all-time high of $1.60380.
The bear case rests on dollar strength. Persistent US inflation, a resilient labor market and a Fed that keeps rates high would keep the dollar attractive, while weak euro area growth and an ECB forced to cut would widen the rate gap. Geopolitical shocks, energy price spikes or a flight to safety usually push money into the dollar and drag EUR/USD lower. Trade tensions and political uncertainty in Europe can add pressure. The bear scenario is playing out if EUR/USD prints lower highs, loses key support on rising momentum and the Dollar Index keeps climbing. Today the Dollar Index reads 102.93.
EUR/USD reacts quickly to headlines: central bank speeches, inflation data, jobs reports and geopolitical news can move the pair within minutes. The readings below update automatically.
Overall news sentiment around EUR/USD today: Bearish. Bullish means positive coverage for the euro prevails, bearish means negative coverage prevails, neutral means the news flow is mixed. If you are asking why EUR/USD is falling or rising, check this reading first, then the latest headlines.
Social media activity around EUR/USD: High. This shows how much attention traders give the pair, not which way they expect the price to go. High activity often comes with larger swings, low activity usually means a quiet, range-bound market.
Position bias of traders on our platform: Buy. Share of traders: 75.8%. When most traders lean one way, a reversal becomes more likely, and many treat an extreme reading as a contrarian signal.
The most popular recent post about EUR/USD on X. It is embedded from the original source and reflects the author's opinion, not Investizo's.
There are several ways to gain exposure to the euro to dollar rate, each with its own costs and risk profile. Availability of some options depends on your country.
The classic way to trade EUR/USD on the forex market: buy or sell the pair through a forex broker at the current market rate. The market is open around the clock from Monday to Friday, and the most active hours are the overlap of the London and New York sessions. Costs come mainly from the spread, and EUR/USD has one of the tightest spreads in the market.
Exchange-traded products that track the euro against the dollar let you take a position through an ordinary brokerage account, the same way as a stock. They suit longer-term investors who prefer not to use leverage. Downsides: management fees, trading only during exchange hours and tracking differences from the spot rate.
Exchange-traded contracts on the future euro to dollar rate, usually traded with leverage. They suit experienced traders who can manage margin and contract expiration. Leverage increases both potential profit and potential loss.
Contracts for difference let you trade EUR/USD price moves without owning the currency and without futures expiration. This is the most flexible instrument for active trading: long and short positions, leverage, tight spreads and no need to hold the underlying asset.
Open a EUR/USD CFD position in the Investizo trading terminal.
Data sources: FRED®, BIS, national central banks. This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.
The trade levels, signals and forecasts in this article are calculated automatically from technical indicators and price history. They are not investment advice or a recommendation to buy or sell any financial instrument. Past performance and forecasts do not guarantee future results. Risk Warning: CFDs are complex financial products traded on margin. Trading CFDs is risky and may not be suitable for all investors. Ensure you understand the risks involved as you may lose all your invested capital.
EUR/USD is trading at 1.10904 as of November 12, 2026. The rate is set on the global forex market, trades around the clock on weekdays and moves with central bank expectations, economic data and risk sentiment.
EUR/USD's all-time high is $1.60380, reached on . Distance of the current rate from that peak: -30.8%.
Very short-term moves depend on data releases, central bank comments and key price levels more than on long-term fundamentals. The overall technical signal is Strong Sell, the nearest support is $1.10580 and the nearest resistance is $1.11455. Our model's range for November runs from $1.10051 to $1.14306. These readings refresh regularly, so check them before you trade.
It depends mainly on the gap between Fed and ECB policy, inflation and growth data, and the strength of the dollar. Our EUR/USD price prediction puts the 5-year range between $0.92913 and $1.25194. The bull and bear scenarios above show what has to happen for each outcome.
Our EUR/USD price prediction for 2030 puts the pair between $1.01702 and $1.17148. These are estimated figures. The actual rate will depend on central bank policy, relative economic growth and the global role of the dollar and the euro.
Our model puts EUR/USD between $1.05161 and $1.19063 in 2027, with an average of $1.12160.
EUR/USD usually falls when the dollar strengthens: higher US interest rates or stronger US data, weak euro area growth, or a flight to safe-haven assets during market stress. The Dollar Index currently reads 102.93, and the news sentiment reading, currently Bearish, shows whether the news background is behind the move.
Euro dollar parity means one euro equals one dollar. EUR/USD has touched it before, most recently in 2022, when a strong dollar and an energy shock in Europe pushed the pair below 1.00. A return would need a similar combination: a much stronger dollar, high US yields and weak euro area growth. Our model's lowest projections are in the table and charts above.
The most liquid hours are the overlap of the London and New York sessions, roughly from 13:00 to 17:00 GMT. Spreads are tightest and moves are most active then, especially around major US and euro area data releases.
EUR/USD is the exchange rate between the euro and the US dollar. The first currency, the euro, is the base, and the second, the dollar, is the quote. A rate of 1.10 means one euro buys 1.10 US dollars.
You can trade EUR/USD as spot forex, through currency ETFs, futures, or CFDs on the Investizo platform without owning the currency. Each option has its own costs and risks, described above.
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